Insurance and claims

General documentation tips. Cover depends on your policy wording: sudden damage is treated differently from wear and tear.

Historic poster about painting in any weather — Photo: Dow Chemical Company, Wikimedia Commons, Public domain

Document

Photograph damaged surfaces before anything is repaired.
Note when the damage started and whether a storm, leak or normal ageing was involved.
Keep receipts for emergency prep or priming and anything you replace.

Claim

Notify your insurer as your policy requires. A painter can describe the damage and the work needed; they do not replace your claim or give legal advice.

Not legal or insurance advice.